Adoption is moving forward. Readiness is another story.

Financial institutions have moved beyond the question of whether to modernize. The challenge now is executing modernization while balancing growth, operational capacity, cybersecurity risks, rising member expectations, and increasingly complex technology environments.

Allied Solutions' 2026 Executive Pulse Report examines the current state of technology readiness across financial institutions, with insights into connected data, modernization barriers, business priorities, member expectations, and AI readiness.

Key takeaway

The institutions best positioned for the future may not be those adopting the most technology. They may be those best equipped to connect it, govern it, execute it, and turn it into measurable business outcomes.

What you'll find inside

Connected Data
Why fragmented systems remain one of the industry's biggest modernization bottlenecks.

Modernization
The budget, implementation, and organizational barriers slowing technology execution.

Business Outcomes
Why growth, profitability, and member retention are increasingly shaping technology priorities.

Member Expectations
What financial institutions anticipate members will demand through the next phase of digital transformation.

AI Readiness
Where institutions are progressing and where governance, cybersecurity, and data readiness remain concerns.

Download the full white paper to explore the discussion and learn how industry leaders are navigating these evolving challenges.