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  1. Event Center
  2. The AI Modernization Paradox: Balancing Aggressive Innovation with Practical Risk Governance

The AI Modernization Paradox

  1. Event Center
  2. The AI Modernization Paradox: Balancing Aggressive Innovation with Practical Risk Governance
Aventura, FL, 33180
August 04, 2026

2026 DCUC Annual Conference

11:15 AM - 12:00 PM EST

Every financial services executive is facing a dual mandate: leverage AI to drive operational efficiency, but don’t let a single byte of sensitive data leave the perimeter. This friction has led many institutions to flatly ban the technology, driving innovation underground. This session addresses how to break the deadlock by building a pragmatic, guardrail-based AI governance framework. We will discuss how to define acceptable risk tolerances, establish clear data protection boundaries, and empower your credit union to innovate safely at the moderate forefront of technology.

 

David Ralstin is Vice President and Chief Information Security Officer for Allied Solutions, where he leads the organization's technology risk management and information security strategy. Since joining Allied's security leadership team in 2012, he has developed the company's Information Protection Program and built a multidisciplinary team responsible for access management, security operations, compliance, engineering, and incident response.

 

With more than 22 years of experience in information technology and cybersecurity across the financial services and energy sectors, David is a recognized leader in cybersecurity governance and risk management. He holds a bachelor's degree in Computer Information Technology from Purdue University, serves as an adjunct faculty member at Ivy Tech Community College teaching Information Assurance, and is pursuing a master's degree in Cybersecurity Policy at the Georgia Institute of Technology.

 

David is also a published author, with books including AI-Driven Cybersecurity, The Aspiring CISO Series, and The Cybersecurity Career Blueprint.

 

 

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