Our highly rated credit insurance programs enable your organization to increase market penetration and grow revenue while protecting you against delinquencies and charge-offs.

In the event of an unexpected death, disablement or inability to continue working, our credit life and disability insurance plans will absolve or reduce a borrower's remaining loans. The cost of the premium is included in the borrower's loan payments and should a claim be required, benefits are paid to your financial institution.

Insurance Types

    • Credit life insurance: pays off or reduces the insured balance on a loan if the borrower dies

    • Joint credit life insurance: protects both the borrower and a co-borrower if both are named on the loan application

    • Credit disability insurance: makes the monthly loan payment (up to the contract limit) on a loan if the borrower becomes ill or disabled and is unable to work

    • Joint credit disability insurance: protects both the borrower and a co-borrower if both are named on the loan application

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