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Our program provides 24/7 lending to consumers when financial institutions are not available. Our array of features include: collections outsourcing, a full-service mortgage program, consulting and a wide range of delivery channels, application types, and system interfaces to make 24/7 lending easy, convenient, and seamless. Our Balloon Note Program combines the features of a lease with those of a traditional auto loan, providing customers the best of both financing options. Customers receive a low monthly payment and their choice of mileage plans and flexible loan terms - without the usual charges for excess wear and tear on the vehicle. At loan maturity, they may sell, trade, refinance, or simply return the vehicle. Say yes to more of your customers by approving up to 60% more auto loans in 3 minutes or less with our alternative lending solution. The program combines a platform lending system to underwrite, deliver, and monitor mid-prime loan performance with the benefit of a collateral value insurance policy from an "A" rated insurer. The system is streamlined and user-friendly with no "upfront" costs. You have the choice to retain and service loans or utilize our third party servicer. This program increases ROA and will positively impact your auto lending portfolio by increasing loan volume. Our customized programs provide customers the benefit of protecting themselves and their loved ones from financial disaster. A variety of plans are available, each at affordable group rates and featuring flexible limits and terms. Our service and training programs are unparalleled in the industry and include loan forms and laser document support, including legal review to ensure compliance, as well as efficient administration with electronic processing, reporting and claim filing. We also provide reporting and tracking for internal recognition and incentive programs. Until now, regulatory constraints have limited the type of credit protection you could offer your account holders. Now there is a comprehensive way to protect your customers, and your organization's financial well being. Debt Protection allows you to amend your lending agreement to extinguish all or part of the customer's debt if a covered event occurs. The debt is cancelled as a lump-sum or on a monthly basis depending on the covered event. Debt Protection reduces the principal and accrued interest owed to the lender. eAccess is a true alternative to traditional payday lending. An eAccess loan is not a payday loan. It is a monthly line of credit that account holders may access when they need cash. eAccess loans are cheaper than payday loans and are repaid monthly. This product enables the lender's staff to take ACH and Credit Card Payments through a simple to use Web interface. This secure, versatile and user friendly service requires no software to be loaded on PCs, and payments can be made over the phone and Internet using the Virtual Terminal. The Virtual Terminal offers the flexibility to transact single or recurring payments, and provides the generation of useful management reports. DocuSign is the # 1 web-based electronic signature service in the market today. Electronic signatures, or e-signatures, are the fastest and most secure way to get legally binding signatures on any type of contract or document. This product will help our clients eliminate inefficiencies and achieve their goals faster. This user friendly electronic title tracking software enables users to eliminate paper titles, save on storage space, eliminate data errors, and reduced operating costs. Through our cutting edge lending software, we provide a direct link to DealerTrack and Route One, which are web-based platforms that automate and accelerate the entire automotive financing process. Guaranteed Asset Protection helps customers avoid financial loss in the event their vehicle is totaled or stolen. Since Insurance settlements are based on the car's actual cash value, they are often less than the loan balance. This creates a deficiency balance or a "gap" that could jeopardize repayment. GAP pays the covered deficiency balance, preventing the customer and financial institution from a possible loan loss. Our flexible program allows you to customize a program that fits your lending needs.
Allied Solutions is the only company to receive NAFCU Services Corporation's Preferred Partner designation for Guaranteed Asset Protection . Learn more about this prestigious honor. We establish relationships between your financial institution and area auto dealerships, allowing you to capture loans that may have gone elsewhere. Lending Forms have to be comprehensive, easy to use and compliant. Our program ensures that your forms meet all of your needs and supports your lending success. You can expect loan, deposit and consumer forms that fit your lending process, improve service, and increase your non-interest income. Automobile Loan Default Protection is a risk-based lending program that enables financial institutions to increase loan volume and finance income, and improve the profitability of your auto loan portfolio by reducing deficiency balances. In the event of repossession, our provider purchases vehicles from lenders and provides a principal reduction payment. On total losses, the program provides a principal reduction payment. We offer paperless loan automation systems that integrate automated workflow, imaging, and decision support into a single system solution. Our loan origination systems will help your financial institution simplify, automate, and accelerate the lending process using a suite of powerful web-based tools that are highly configurable and easy to use. A vehicle is a major investment for your borrowers. That is why offering Mechanical Breakdown Protection (MBP) to your borrowers is a wise choice. Our comprehensive MBP programs provide your borrowers with valuable protection against costly vehicle repairs at any licensed repair facility in the U. S. and Canada. With a choice of deductibles, protection can be purchased either during the manufacturer's warranty (when the cost is lower) or after the manufacturer's warranty expires based on certain eligibility requirements. Our underwriters provide pre-authoriazation of claims as well as fast claims service with direct payment to the repair facility. Your borrowers can ensure their investment is protected when faced with an unexpected mechanical or electrical failure; and, as a result, can experience Worry-Free Driving with the Peace of Mind that comes from knowing that tomorrow's repair cost is paid for at today's prices.
Allied Solutions is the only company to receive NAFCU Services Corporation's Preferred Partner designation for Mechanical Breakdown Protection. Learn more about this prestigious honor. The XpressCredit program provides an alternative source of consumer financing for lending institutions to offer to borrowers that do not meet minimum lending criteria. This program increases fee income, enhances customer service, improves profitability, and reduces risk for lending institutions of all sizes.
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