Our Solutions

Mortgage Lending

Allied’s Mortgage Lending programs are designed to help our financial institution clients and their borrowers manage the inherent risks associated with mortgage lending. Scan the listing below to review the different Mortgage Lending programs we have available.

 
Product Description: Credit Life & Disability
Our customized programs provide customers the benefit of protecting themselves and their loved ones from financial disaster. A variety of plans are available, each at affordable group rates and featuring flexible limits and terms. Our service and training programs are unparalleled in the industry and include loan forms and laser document support, including legal review to ensure compliance, as well as efficient administration with electronic processing, reporting and claim filing. We also provide reporting and tracking for internal recognition and incentive programs.
Product Description: Debt Protection
Until now, regulatory constraints have limited the type of credit protection you could offer your account holders. Now there is a comprehensive way to protect your customers, and your organization's financial well being. Debt Protection allows you to amend your lending agreement to extinguish all or part of the customer's debt if a covered event occurs. The debt is cancelled as a lump-sum or on a monthly basis depending on the covered event. Debt Protection reduces the principal and accrued interest owed to the lender.
Product Description: Equishield
Our program is a blanket policy designed to cover unknown lapses in homeowner's insurance coverage related to Second Mortgages and Equity Loans. This program offers a cost effective approach that reduces the noise associated with tracking of homeowner's insurance.
Product Description: Home Warranty
Our home warranty plan is an indemnified home service plan, which helps protect homeowners from the high costs associated with home repair and replacements for all of their major appliances and key internal mechanical systems. This product is designed to increase homeowner's peace of mind and significantly decrease expenses by providing access to the most comprehensive home service plan available today. It provides the necessary coverage that complements the homeowners' insurance policy.
Product Description: Lender Mortgage
In today's economy, more than ever, you need to be sure that your mortgage loans are covered in the event of default. Allied Solutions offers lender mortgage default insurance so that you can safely approve new loans while at the same time insure your existing block of mortgage loans. By using one of our mortgage default programs, you will not carry charge-offs or delinquent loans on your books. In addition, you do not have to file an expensive foreclosure in order to file a claim. Claims are paid for any reason for default - divorce, job loss, bankruptcy and even death.
Product Description: Mortgage Life & Disability
This plan is a decreasing term life plan that pays off or reduces the customer's mortgage loan balance in the event of the insured's death. Makes the monthly mortgage payment if an insured becomes disabled.
Product Description: Mortgage Loan Origination Products
Designed to streamline the lending process, our mortgage loan origination products provide fast and accurate information. Using the latest technology and local resources the data is clear, concise and consistently accurate. Lenders have access to nationwide information via a convenient electronic delivery system and fast turnaround time. These products will help you minimize your efforts and maximize your results so you can reduce costs and close loans faster. Mortgage Loan Origination products include: Appraisals, AVM's, Credit Reports, Flood, Title Alternative products.
Product Description: Mortgage Tracking
Our comprehensive mortgage tracking program is designed to help financial institutions manage risk and minimize administrative hassles associated with tracking insurance. Mortgage loans are tracked for insurance status, with policies issued when proof of adequate insurance is not provided. This is basic coverage that can be forced placed when a lapse in coverage is identified. This program may be combined with other services such as flood, wind, and escrow tracking.